Medical Malpractice Insurance

Doctors and Medical Indemnity Insurance

1300 733 476     

Medical Malpractice Insurance

What are the additional benefits of placing your medical malpractice indemnity policy with Doctors Indemnity Insurance?

  • Doctors Indemnity Insurance is a wholly owned entity of WSC Insurance Brokers Pty Ltd. A member of the massive Steadfast Insurance Group.
  • You, the doctor become a professional client of Doctors Indemnity Insurance and are therefore entitled to sound professional advice regarding your medical malpractice indemnity from someone who is acting for you and not the insurer.
  • In the past  the doctor has had to deal directly with their medical malpractice indemnity insurer on a direct basis who could only provide the advice and cover that their own policies provided.
  • At Doctors Indemnity Insurance it is our obligation that you receive the relevant advice that allows you to make a sound decision as to where your medical malpractice indemnity insurance is placed.
  • We want to work with you to obtain the best cover at the most reasonable premium

Healthcare Specialties we cover

  • Anaesthesia
  • Bariatric Surgery
  • Cardiology
  • Colorectal Surgery
  • Cosmetic Proceduralist
  • Dermatology
  • Emergency Medicine
  • Endocrinology
  • Gastroenterology
  • General Physician
  • General Practice
  • General Surgery
  • Genetics
  • Geriatric Medicine
  • Gynaecology/IVF
  • Haematology
  • Hospital Medical Officer
  • Immunology and Allergy
  • Infectious Diseases
  • Intensive Care
  • Medico-Legal
  • Nephrology
  • Neurology
  • Neurosurgery
  • Nuclear Medicine
  • Obstetrics & Gynaecology
  • Occupational Medicine
  • Oncology
  • Opthamology
  • Oral & Maxillofacial Surgery
  • Orthopaedic Surgery
  • Otolaryngology
  • Paediatric Surgery
  • Paediatrics
  • Pain Management
  • Palliative Care
  • Pathology
  • Pharmacology
  • Plastic, Reconstructive and Cosmetic Surgery
  • Psychiatry
  • Public and Community Health
  • Radiation Oncology
  • Radiology
  • Rehabilitation
  • Respiratory Medicine
  • Rheumatology
  • Sports Medicine
  • Ultrasound - Diagnostic
  • Urology
  • Vascular Surgery

Core Policy Checklist

  • Satisfy AHPRA product standards
  • Private practice ~ Public Patients
  • Participates in Run-Off Cover Scheme
  • Coronial Enquiries
  • Complaints & Investigations
  • Medicare Audits
  • Legal fees, costs & expenses
  • Defamation
  • Administration staff cover
  • Employment related disputes
  • Communicable diseases
  • Emergency legal costs

Key Product Highlights

  • Retroactive cover to ensure you are protected
    Our policy will provide retroactive cover ("tail cover") for any prior practice you have undertaken
  • Your practicing activites covered
    We have a broad healthcare services definition to minimise the potential for gaps in your insurance
  • Protecting your reputation is paramount
    Your reputation has value. Our policy can contribute to legal costs if you wish to continue defending a claim. We also cover the costs of engaging a public relations consultant to help safeguard your reputation
  • Flexible policy periods and renewal dates
    Start benefiting from our enhanced features now. Renew with WSC at any time of year and choose extended policy periods of up to 14 months
  • Defence Costs in Addition
    Our policy provides an additional layer of protection with a reinstatement clause to ‘top up’ the policy if exhausted by a claim. Defence costs are also in addition so they do not erode the policy limit.
  • No gaps when returning from maternity leave
    Mothers are eligible for the Australian Government Run Off Cover Scheme when on maternity leave but the scheme will not cover claims notified after a return from maternity leave. Our tail cover means returning mothers face no unexpected gaps.
  • Public Patients Cover
    We automatically cover public patient claims in your practise speciality where your hospital or area health service does not indemnify you.
  • No membership fees or cancellation
    We do not charge membership fees or have onerous cancellation penalties or lock in provisions.
  • No billing bands or mid-term increases
    We do not put you in billing band categories or increase your premium mid-term if your gross billings are higher than anticipated.
  • Loss of income when attending court
    We automatically cover your loss of earnings for time away from your practice while attending court or arbitration in relation to a claim.
  • Privacy risks
    Our policy can cover fines for breaches of privacy laws as well as the cost of notifying regulators and patients if you have a privacy breach.
  • Don't let a statutory fine catch you off guard
    Our policy can cover you for the defence costs and fines levied against you for certain breaches of consumer, environmental and workplace health and safety laws.
  • Emergency defence costs
    If you need to engage lawyers in an emergency resulting from your healthcare practice, our policy will reimburse you for these costs until such time you could reasonably have notified the insurer.
  • Telemedicine
    We cover telehealth services including real-time patient interactions and instant electronic monitoring.
  • Needle Stick Cover
    We provide an automatic lump sum payment if you are diagnosed with a covered communicable disease and are required to retire, retrain or revise your practice. SITE MAP Medical Indemnity Notify a Claim or Incident News Room Obtain a Quote Contact Us